Your AI-Powered Money Management App, All-in-One

Track money seamlessly, budget better, and get personalized insights to build better financial habits.

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No. 1

Indonesia PFM APP

Best of 2025

Google Play Awards

1M+

Trusted by users

App Store
App Store
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Recorded by OJK. Registered and supervised by Kominfo, and a member of the Indonesian FinTech Association (AFTECH), as well as a member of the Indonesian Joint Funding Fintech Association (AFPI).

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Meet Finku,
Ready to manage your finances

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Track Transactions in Different Ways

Choose what works best for you: record manually or chat with FinGPT. Both are easy and practical. Finku has automatically recorded 20M+ transactions!

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FinGPT - Your AI Financial Assistant

Manage your finances faster with FinGPT! From tracking transactions and setting budgets to asking finance-related questions.

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Scan Transaction Receipts

Upload your bank e-statements or shopping receipts, and your transactions will be neatly recorded automatically in your financial report.

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Monitor Your Finances in Real Time

Get interactive financial charts that update automatically based on your transaction records. 3,135+ dreams have come true with Finku!

Start managing your finances with Finku!

A small step toward healthier finances. Start with the Free plan, or unlock the Premium plan with complete features to get even more out of Finku.

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Free Plan

Try all Finku features for free!

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Track transactions and budget manually

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Scan receipts (5x quota) and bank statements (10x quota)

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Chat with FinGPT (30x quota) to track transactions,
set budgets, and ask finance-related questions

Quota is provided per account

1M+ people build strong money minded with Finku

Donny Sadono

37 Tahun, Audit Manager

Donny Sadono

I feel really helped by using Finku. Managing finances is no longer complicated thanks to the automatic transaction logging feature, and the personalized financial insights make me more aware of my financial condition.

Andhika

24 Tahun, Certified Financial Planner

Andhika

No need to worry about connecting your bank account to Finku, because your data security is 100% guaranteed! Managing financial transactions also becomes much easier.

Yacinta

22 Tahun, TikTok Account Manager

Yacinta

As someone who used to track expenses manually, I’ve felt really helped since using Finku, because all my transactions are recorded automatically and without hassle. Thanks, Finku.

Adrian

22 Tahun, Freelance MUA

Adrian

Finku is perfect for me as someone who loves checking out items on e-commerce platforms. It helps me know when it’s the right time to spend and when to save.

Aini

23 Tahun, Technical Writer

Aini

Tracking finances is now so much easier with Finku. The cool thing is that Finku can connect multiple banks and e-wallets in one app. Millennials should definitely give it a try!

Retno

28 Tahun, Dosen

Retno

Finku is the app with the most complete features, from automatic expense tracking and budgeting to daily check-ins that help build financial habits.

Finku protects your privacy with layered security

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Registered with AFTECH and Kominfo

Passed OJK Regulatory Sandbox under letter no. S-217/IK.01/2024

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International-grade security

Uses 256-AES data encryption like banks and international fintech companies

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Your data belongs only to you

We will never modify, share, or sell any of your data

Finku for Business

New!

Finku is here to help your company move forward financially. From loans to consultations, we've got you covered!

Corate Financial Wellness

Corporate Financial
Wellness Program

Achieve your company’s goals by increasing employee value through comprehensive financial literacy training.

Financial Management

Financial Management
In-App Service

Enhance your company’s app with Personal Financial Management (PFM) features to manage cash flow more easily and conveniently.

Partners & Clients

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